Top 30 Money Earning Apps Without Investment (2022)

In this world of high value, have you ever considered Making Money with Apps in your spare time? If we appreciate making money easy and fast at home without suffering; how does it sound Good! All right.

Making money has become a major part of people's lives. It is difficult to live with enough money to live a healthy lifestyle and content. Therefore, making money has become a priority for almost everyone.

We spend a lot of time doing trivial things. What if, we use our time effectively and convert the number of minutes into the amount of money.

Who doesn't have a smartphone today? It could be a weak side, or a member of a low-income group; everyone uses a smartphone for one reason or another. Your phone can be a key to helping you earn enough money. Can you believe it? Grab your horses and keep reading our guide to know the top monetization apps in India?

One of the best ways to get acquainted With Money Making Apps without Investment. These apps are the perfect model for school or college students, moms, and those who can save a little time doing something important and avoiding routine tasks. We will enlighten you about all the money-making apps that will prove to be the best hustle app you can work from home.

Top 30 Money Earnings Apps Without Investment  : 


How do Money Making Apps work?

After reviewing a few applications, we can officially say that yes, monetization apps really work and can help you earn regular income. Working with these apps can be called a side gig or a source of temporary income. All the paid apps  are worth your time.

These applications include transfer prize schemes, reimbursement schemes, and related obligations. In addition, each application has a different way of managing and using its customers, which gives the niche an amazing competition.

Most paid apps rely on a user loyalty program, which encourages all users to use the app regularly. Also, there is a recurring theme in all monetization apps, driving you to earn money by visiting these apps and completing their tasks.

As a user, you can choose where you want to share all the money you earn with these apps. You have two options, either you can transfer them directly to your bank account, or you have the opportunity to transfer them to your Paytm or other wallet, or you can redeem it with gift cards. Or, it can vary from app to application.

How To Register With Revenue Programs?

Registering with monetization apps is not easy. You just need to follow the steps outlined below:

Download the app from the Google Play Store if you're using an Android phone or the App Store if you're an iOS user

Create and register your account by filling in all the required details to request it. You can sign up with Gmail, Facebook, Yahoo ID, or other forums.

Heat up your profile for better online opportunities using the in-app interface, and position yourself firmly on the platform

Pros and Cons of Earning Apps

Now that you know exactly how paid apps work, you may be curious to know; is it worth your time? To explain this, how to forget to list the advantages and disadvantages of paid apps.

Benefits :

  1. Flexibility- He is your manager. You can work the way you want, how much you want, and earn how much you need.
  2. Easy to Use, Safe, and Secure- These apps are easy to use, reliable, and automated. It means that any task you need to complete is just a click and you have full control over everything.
  3. Unlimited Opportunities- With a little effort, you can earn enough money by saving time each day.
  4. Easy Money- Completing the tasks of these apps requires very little effort. For example, you think how much effort it takes to play games, complete surveys, download other apps, or share ideas.
  5. No Investment Required- You do not need to make a payment in advance to download or sign up for these apps.

Errors :

  1. Completing the tasks provided by these apps can be tedious
  2. It can be time consuming
  3. It requires in-depth participation and study
  4. It does not integrate with other smooth cash flow systems
  5. The user can take some time to get the draw

Top 30 Best Money Earning Apps (2022)


Now, the most important way is that all the apps give you real money and are ready to work with them. Working with any of the following apps can help you earn decent money. Do not go with serial order as all applications are excellent and cannot be compared to others:

Here are the Top 30 Best Money Making Apps Without Investment :

1. Roz Dhan

Roz Dhan is one of the most trusted apps known for making money online. An entertainment app that offers many options such as winning prizes for inviting friends, participating in tournaments, reading the latest news or updates, installing other apps, playing games, completing surveys, etc.

Have you ever considered making money and burning calories? You may be happy to know that one can earn money by going and counting his steps with this app. Other activities that help you earn bonus money include checking out your daily stars, visiting popular sites, and solving puzzles.

Like many other apps, Roz Dhan uses a Paytm wallet to deposit the money you earn. This app is translated from Hindi, which means daily money. As well as providing great entertainment, Roz Dhan gives all users a strong ability to profit.

2. Meesho

Signing up with Meesho can help you become an entrepreneur. It is an excellent marketing site that offers you flexible options for people who want to start their online business.

It does not matter if you are a student or a housewife, and you want a salary without investing. You just need to download this application, select the type of product, and the category you want to work with. You will find the full prices of all the products in this huge retail market.

You can share photos and product descriptions on social media, including Facebook, Whatsapp, Instagram, Twitter, etc. Let everyone know the final price of the product after saving your small profit.


3. PhonePe

PhonePe is the original UPI harbinger in India. Subscribing to this app will give you various refund deals on specific payments and you will receive various cash prizes for transfers. The prize won is credited directly to your bank account.

PhonePe is considered one of the most secure apps to make payments when seamless transactions occur at an instant rate. Refunds are available for certain online payments, mobile or DTH recharge, electricity or water billing payments, etc. This payment vendor app is available on Android and iOS social media.

Additionally, if you pay with PhonePe, you will get great deals on other e-commerce giants like Flipkart, Jabong, and Myntra. Users can also make purchases of up to 1 lakh per day once they have completed their KYC details.


4. TaskBucks

TaskBucks is one of the best paid apps that helps you earn bonus money by performing simple tasks like downloading other apps, visiting other websites, viewing ads and videos, targeting your friends or relatives, sharing ideas, completing polls, and participating in contests . For shipping, you can earn up to Rs. 70 per day with TaskBucks.

You can benefit up to Rs. 70 per day per transfer. Yes, that's right! This app is not available for iOS. Only Android users can use this app.

Earned money can be used to recharge your cell phone or withdraw cash using a Mobikwik or Paytm wallet.

This app is best known for providing free Paytm payments, mobile recharge and data recharge, Mobikwik money, and Postpaid mobile bill payments up to Rs. 500 per month.

The coins you earn through this app need to be transferred to your Paytm or Mobikwik wallet. In addition, you can also win Up to 10,000 Coins each day by participating in daily contests and playing Questions.


5. MooCash

You can earn money with MooCash by playing games, watching videos, and completing surveys. This app pays you in cash, prepaid charging voucher, and bitcoin cryptocurrency.

The app is best known for its fun; to get the rewards of watching exciting videos, what else can one wish for!

MooCash also provides the user with various gift cards from Google, iTunes, and Amazon. It also allows you to get a refund on mobile charging and gives you free game codes and free vouchers. Prizes can be used once you have collected 3000 coins in the app.

It's also straightforward to sign up for this app, you can use your Gmail or Facebook ID, and you're ready to go.

6. Databuddy

The Databuddy app is rising to prominence in the Paytm cash niche. You can make decent money with this app by downloading certain apps, sharing photos and GIFs on social media, and completing tasks.

The app allows you to earn a fortune by shopping at many e-commerce stores, including Jabong, Amazon, Flipkart, Myntra, and many more. Basically this app acts as an intermediary between the interface and your Paytm wallet.

In addition, your Paypal balance can also be transferred to your Databuddy account. The app offers the user some additional benefits such as:

  1. Find great deals on deals and coupons
  2. Get the highest refunds and use them easily
  3. Additional discounts over the auction
  4. Earn a reward for a successful purchase


Wonk is one of the biggest platforms where a lot of online tutoring earns enough money. The app not only provides its services within the Indian borders but worldwide.

It is an impressive platform that helps people to earn a living and improve their teaching and learning skills. To apply for an online teaching profile, one needs to:

  1. Graduation degree
  2. Good communication skills
  3. Student empathy and good listener
  4. Technology of using online-based tools and online teaching resources
  5. Story information

You can ride and start teaching online about these forums if you have all these qualities. The WONK team will certify you as a teacher, and you can start earning as soon as possible good money in terms of your teaching experience and qualifications.

Your salary may also depend on other factors such as which class students you teach, courses, and student board. WONK allows all online educators to benefit between Rs. 250 to Rs. 1000 on average teaching hour.

Being a certified online teacher is not very difficult, as whether you have little or no teaching experience, you can enter this leading field.

8. Google Vision Awards 

The Google Ideas Awards is one of the most popular monetization apps. A paid survey app that gives you paid to complete surveys with money.

Registration with this app is straightforward. After downloading the app, create your account and register yourself. Once you have subscribed, answer the quick polls and earn Google Play Credit with this app.

It gives you another chance to make money by asking you a simple set of questions. If you answer those questions, it will cost you Rs. 32 for each answer. The questions you ask may include where is your ideal vacation spot? What product has a significant need? What is the most compelling promotion? Any other.

However, if you are thinking of answering random questions in order to get away with it and just to get money, the practice can easily become apparent, and you will not find any research to complete in the future.

Money earned as a Google Play Credit with this Google Vision Award can be used to buy games, buy online, buy movie tickets, music albums, and other Google Play Store apps.


9. Loko

Loco is one of the best money-making apps that allows users to earn money by watching game players play games. Is it unbelievable! You are paid to lead a live streaming game for the  gaming community.

This app is available for free, and you are allowed to play games in all preferred languages, including Hindi, Marathi, Bengali, and Tamil. The features and opportunities this app provides make it widely known, especially among school and college students.

You can get paid by watching video games and playing multiplayer games like Bull Bash, Ludo, Pool, Carrom, etc. You can create your own room and play these games with your friends. Not only can you play multiplayer games, but you can also play one-player games including Knife Ninja, Furious Road, Aqua Shooter, Bubble Shooter, Merge Mania, Tetroid, and many more.

The icing on the cake here is that the app also pays you for the number of questions you ask you get right. Although the questions are outdated, you still have a good chance of making a good amount per day.

Earned coins can be used on Google Play Vouchers. The only result of this app is that you get a limited amount of gold per day, and you need to earn more gold every day to get a smaller amount.


10. mCent

Do you want to make money with simple transfer tasks? The mCent app is a very viable option for users who are focused on earning money transfer rewards. It also allows you to earn mobile reloads with a set of tasks such as downloading mentioned apps, visiting other websites, watching videos, and opening related links.

This app links your Paytm account for easy processing of cash prizes. With mCent, you also do not need to worry about your data packet, as it also rewards its users with a free data pack, which works on all mobile networks.

He is rewarded for completing online activities, reading the latest news, browsing a piece of information online, checking Facebook, watching movies, and videos.

To get rewards, you just need to download this app on your smartphone and start using this app (Instead of Safari or Google Chrome) as your browser. Available for Android and iOS users.

11. Heroes

Sheroes is a safe, secure, highly sensitive, and only reliable social media platform for women. It is a dialogue based on dialogue that empowers communities developed in the interests of women.

It is considered to be the largest women dating app that helps them share their favorite videos with various videos, find and share recipes, get free health and legal advice, use free women's help numbers, get free beauty and fashion tips, work. from home opportunities with reputable companies, and learn about reselling.

Even if women do not have a degree, they can still get many opportunities to work through this app and be approved as MARS partners to get a full-time or part-time job.

This app also allows women to get free job advice from career professionals, go to workshops, do online courses, learn new skills, and much more. In addition to providing these opportunities, Sheroes provides domestic violence counseling services, treatment for clinical depression, appropriate pregnancy counseling, parenting tips, child care advice, and vaccinations.


12. Current Rewards- Get Money Rewards

Download this app and sign up with your Gmail or Facebook ID. Making money was made easier with this app as you can get paid for listening to music and playing games. It's easy, isn't it?

The app is not a subscription, which is available in the Google Play Store. The Arn Cash Rewards app provides seamless live streaming experience with built-in online monetization opportunities . The app contains more than 1 lakh radio stations with the world's best songs in each genre. Also, it contains games of high graphics and quality.

You can redeem your profit with Google Play gift cards, Amazon gift cards, PayPal gift cards, Walmart gift cards, and target gift cards. In addition, The app has over 300000 updates so you can trust this app anonymously.

13. AppTrailer

Investing your free time in this app will help you make a profit. AppTrailer is one of the best paid apps  that has benefited many people in increasing their monthly income.

This app pays its users a lot for providing a good and authentic view and feedback. Every feedback helps this app grow, which is also the key to getting more people real money.


14. Speak We Pay

The name itself suggests the concept and reward system of this app ‘U Speak We Pay.’ It simply rewards its users by reading the displayed messages. When you finish reading, you are given real money in your accounts.

You may be wondering just what the company is getting by making other people read the messages. These messages read by various users from all over the World are used as a repository for training AI systems with speech and voice recognition skills.

There are more than 2 lakh registered users of this app and over 13000 updates in the Google Play Store.

The following is a list of steps you can take to earn money with this app:

  1. Download the app to your device, and register using your Gmail ID
  2. Choose your preferred language between Malayalam, Punjabi, Urdu, Kannada, and English.
  3. Press the record button while making sure you speak the correct pronunciation of each word clearly
  4. When you finish successfully 

15. Swagbucks

Members who use Swagbucks can benefit daily. Users need to play games, complete questions, complete surveys, browse the internet, read the latest updates and news, watch promotional videos and ads, open other websites, and do many other fun things to get the most out of it.

The app does not process cash rewards directly; instead, it rewards you with Amazon, Starbucks, Walmart, Flipkart, and PayPal vouchers.

There is no problem earning money with this easy-to-use app. You just need to download this app to your device and sign in every day to earn Swag points for every activity. Don't forget to invite your friends to earn extra money (10% lifetime commission); yes, that's right! You will be able to request a PayPal withdrawal once you have reached 750 Swag points and used the amount.


16. Cointiply

Now, it is easy to pave the way for success with this payroll app . You can get paid to do surveys, participate in competitions, watch ads, watch videos, install other apps, and play games.

This app pays you with Bitcoins and Dodge coins, which can be easily converted to cash using WazirX and Coinbase overseas. It also offers loyalty bonuses of up to 2x prizes.

More than one million members earn free coins with this app. You can also download this app to complete your crypto monetization requirement.


17. User experience

The Userfeel app is based on a different perspective and pays all its users for usability tests on desktops, mobile phones, and tablets. But why? Performance testing is essential to maximize and improve website performance. It allows businesses to visualize their users.

It is not easy to make money with this app as it asks you to participate in tests. Upon completion of the test, you are paid to test and visit new websites, provide feedback, and perform other simple tasks on the website.

However, if you want to make money with Userfeel, you need 'qualification' recordings for both voice and screen as you navigate to assigned tasks. Your eligibility test video is recorded and uploaded to the Userfeel server.

The duration of each test ranges from 15 to 25 minutes which can be completed by your desktop, mobile phone, or tablet, and you are paid Rs. 500 to complete the test.


18. Dream11

Dream 11 has gained a lot of recognition over the past few years . It is very popular among young people who serve cricket. The Dream11 app is based on the dream cricket league.

You just need to download the app and sign up for free using your Gmail ID. The chances of earning money by transfer are very high with this app compared to all other apps.

The app is excellent. If you want to try your luck, do not hesitate! Take it and play the game to win the most.

Obviously, it is not entirely based on luck. You also need planning and executing strategies before investing your hard-earned money and maximizing it. Even if you are an iOS or Android user, the app is available for both.

19. Google Pay


Google Pay, formerly known as Tez, has become a popular payment platform . Google Pay has become a habit of making and receiving payments these days, and that also without adding any beneficiaries or making extra efforts to transfer payments.

The most reliable app that offers the opportunity to earn cash back and bonus prizes. However, these rewards are risky and occasionally renewed. However, some are guaranteed rewards; for example, transmission.

20. SquadRun

Want to earn enough money with an app to earn money. try SquadRun! It will not embarrass you.

It provides a flexible workforce to e-commerce giants, including Amazon, Flipkart, SnapDeal, Ola, etc. You earn a Squad coin for every task you complete.

The best part about this money earning app is that there is no limit to your earnings, as it can provide you with plentiful tasks in a day. You can boost your profits by referrals. Currently, this app is available only on Android.

21. Dosh App

It is an excellent app if you buy or eat using Dosh, you will get rewards and refunds. They reimburse you for a variety of uses, but you get more out of hotel booking, shopping, and food. The reason people love to use it is because you earn when you buy.

You get paid for doing nothing; all you need to do is connect your bank / credit card with the Dosh App, and it will automatically give you a refund whenever you buy, travel, or eat using your card. Moreover, this app is easy to use, and there is no registration fee, and the registration process is also very simple. So, the Dosh App is a great way to earn some money.


22. HealthyWage App

It is one of the best paid apps and is very good at promoting. There are a variety of people with good intentions, but they do not have the motivation and confidence. If you use this app for a while and follow what they teach, it will help you to make a big change in your life.

For example, they have weight loss and fitness challenges, and if you win, you will be able to earn more than Rs.50,000. Therefore, this would help you not only to lose weight, but also to earn a decent amount of money.

There is a monthly fee you must pay to complete the challenges; if you win, you get a prize. But, if you do not win the challenge, the amount you pay goes to support HealthyWage.

23. Skrilo

This money-making app is based on luck only. They have a lucky pick-up system that can allow you to win $ 10 in prize money. You only get a limited number of attempts, so you need to count whenever you try your luck. They also offer their users special offers and deals regularly; hence, there are good opportunities for you to reap rich rewards.

This app is only available to Android users from now on; this means that Apple users do not get the opportunity to make money through them.


24. EarnKaro App

Swati Bhargava launched this app; is the founder of CashKaro, one of the leading cashback apps in India. Making money with EarnKaro is very easy as all you need to do is share deals with your friends and fans. You can change your e-commerce link into EarnKaro links and share them on social media.

It is similar to integrated marketing programs, as here, you need to promote the products and services listed in the Earnkaro application list and on the website. If someone buys using your link, you get your commission paid in cash. You can transfer this money to your bank account without any hassle. Therefore, it is a simple and easy way to make money for students, mothers, and households.


25. Honeygain app

Making money with this app is straightforward, and the best thing is that you don't have to make any efforts for it. All you need is a fast internet connection; If you have a good internet connection, you need to share it using the Honeygain app, but unfortunately, this is also for Android users only, not iOS.

You can easily benefit from them as you have to do to share your internet connection. In addition, they have a separate Content Delivery Beta software for Automatic Network Sharing, and they assure their users of a guaranteed revenue stream.

Remember that you cannot use a VPN while using this app, as it will use your data faster and reduce your phone's battery life. Therefore, download the Honeygain app only if you have unlimited data connections at very good speeds, but remember that it will affect the battery life of your system.


26. Survey Junkie

With over 10 million members, top ratings from real app users, excellent points from Trustpilot, and a small payout of just $ 5, Survey Junkie is the money-making app you should have.

Minor withdrawal: 500 points receive a $ 5 transfer to your PayPal account or can be used to receive gift cards.

27. Ipsos I-Say

The difference with i-Say is that it also has a product testing feature: the company will sometimes send you free products to try to exchange your feedback and details.

While these opportunities may not seem obvious every day, they can be a fun way to try new things - and the products themselves (which you own to keep) often cost more than a few minutes needed to share your thoughts.

Minor withdrawal: $ 10 per gift card, $ 15 via PayPal.

28. InboxDollars

The good thing about InboxDollars is that you are rewarded with real money (not points) for the tasks you complete.

Also, there is a $ 5 sign up bonus if you use this link.

Minimum withdrawal: $ 30 to withdraw cash.

The best money making apps for cashback, These monetization apps give you the opportunity to win cash prizes and / or save money on items you already bought. It is a final victory.

Also, many of the apps listed below are great. That means you can use the same offer multiple times in different applications to earn big money.

29. Capital One Shopping

While you may also want to download the desktop browser extension, the Capital One Shopping app lets you earn rewards when you shop online, easily use coupon codes, and compare prices for similar products among other retailers - all from your phone.

Also, when shopping at a store, you can scan the barcodes to view online deals for that product.

Minimum withdrawals: Prizes are used for gift cards without minor withdrawals

30. Ibotta 

Here's how it works: you use an app to scan a barcode for a product you bought at a store and upload a photo of your receipt. Then, you're done! It's that simple.

You can earn a $ 5 welcome bonus by singing through our link and uploading your first receipt.

Minimum withdrawals: $ 20 for transfers to Venmo or PayPal.

How Do Revenue Programs (Money Earning Apps) Make Profits?

Almost every Money Earning  Apps are available in the Google Play Store and App Store. Most apps are free to download and subscribe. However, most of these apps are based on the freemium model.

Freemium model is a business model where apps provide users with all the essential services for free, but the user needs to withdraw money from his own pocket if he wants to choose to use advanced features. Many users purchase paid services and use advanced features, a great source of revenue for these apps.

In addition, these apps make money by following a variety of other strategies, including Sales, Sponsorship, In-app Purchasing, Advertising, Real Buying, Transfer Marketing, Crowdfunding, Product Funds, and Top Sales.

We want everyone to live a fulfilling life. All of these revenue streams will help you earn real money.

We did a lot of research and came up with the results of our findings. All these income-generating apps are the most reliable and most cost-effective source of revenue.

We may ask you to kindly share our article with your friends and acquaintances if you find it useful, perhaps this information will serve as a change agent for others.

Summary : 

My priority when compiling this list was to make sure that every app I installed was legitimate and relevant.

There are many other apps out there, and while some of them work for specific people, others just collect your data and waste your time without giving you a real chance to cash out your earnings.

Depending on your circumstances, they may be appropriate or inappropriate.
Darshan Gowda
By : Darshan Gowda
Student | Developer | Blogger